Rows tagged local are specific to Seven Oaks (Census ACS); state rows are state averages; metro-area rows are inherited from Columbia, SC. Home value is ACS owner-reported (not a Zillow sale price).
School score: 6/10 (district Lexington 05 · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
93.2
metro-area
#77 of 200 metros
Grocery index (US=100)
95.9
metro-area
#69 of 200 metros
Big Mac price (est.)
$5.30
metro-area
#74 of 200 metros
Median household income
$61,615
local
#2548 of 3,220 cities
Median wage (all occupations)
$31,917
local
#2908 of 3,220 cities
Who lives here
Metric
Value
Scope
US rank
Median age
37.5 years
metro-area
#73 of 200 metros
Bachelor's degree or higher (25+)
35.0%
metro-area
#83 of 200 metros
Foreign-born residents
5.5%
metro-area
#150 of 200 metros
Homes that are owner-occupied
69.2%
metro-area
#56 of 200 metros
Economy
Metric
Value
Scope
US rank
Unemployment rate
5.33%
local
#1903 of 3,220 cities
Population growth (5-yr)
+1.3%
local
#2094 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$181,300
local
#461 of 3,220 cities
Home price ÷ income (affordability)
2.9×
local
#623 of 3,220 cities
1-yr home appreciation
+1.3%
metro-area
#102 of 200 metros
Price per square foot
$91
local
#360 of 3,220 cities
Typical home size (implied)
1,999 sqft
Median rent (monthly)
$1,119
local
#726 of 3,220 cities
Homes for sale (inventory)
3,467
Median days on market
22
metro-area
#128 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
8.9%
state
#27 of 200 metros
Combined sales tax
7.44%
state
#103 of 200 metros
State income tax (top rate)
6.20%
Capital gains tax
6.40%
state
#140 of 200 metros
High earners
No special surtax
Social Security in retirement
Not taxed — does not tax Social Security benefits
Effective property tax rate
0.49%
local
#158 of 3,220 cities
Median property tax paid
$888
local
#72 of 3,220 cities
Health & childcare
Metric
Value
Scope
US rank
Life expectancy at birth
75.3 years
metro-area
#142 of 200 metros
Healthcare (annual, single adult)
$6,500
state
#53 of 200 metros
Uninsured (share of residents)
10.1%
metro-area
#125 of 200 metros
Primary care providers per 100k
70
metro-area
#124 of 200 metros
Childcare (annual, infant, center)
$8,500
state
#19 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$40
state
#4 of 200 metros
Vehicle property tax (annual)
2.33% of value (~$652/yr)
state
#186 of 200 metros
Emissions testing
Not required
Emissions detail
No vehicle emissions testing
DMV & license offices
2
Avg commute to work
20 min
local
#193 of 3,220 cities
Commute by driving alone
76.3%
metro-area
#118 of 200 metros
Solo drivers commuting 30+ min
36.0%
metro-area
#140 of 200 metros
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
17.1¢/kWh
state
#107 of 200 metros
Avg monthly electric bill
$154
state
#107 of 200 metros
Gasoline
$3.05/gal
state
#45 of 200 metros
Natural gas (avg monthly bill)
$56
state
#51 of 200 metros
Water & sewer (avg monthly bill)
$97
state
#88 of 200 metros
Home internet (avg monthly bill)
$78
state
#77 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$2,000
state
#110 of 200 metros
Auto insurance (annual)
$1,900
state
#86 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: hurricanes, flooding, earthquakes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)
86.5 — Relatively Moderate
metro-area
#76 of 200 metros
Flood insurance (annual, NFIP)
$900
state
#152 of 200 metros
Earthquake insurance (annual)
$350
state
#149 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
47
metro-area
#107 of 200 metros
Cooling degree-days (AC load)
2,000
metro-area
#138 of 200 metros
Homes with air conditioning (state)
95%
state
#27 of 200 metros
Heating degree-days (heat load)
2,000
metro-area
#44 of 200 metros
Days per year ≥ 90°F
71
metro-area
#154 of 200 metros
Days per year ≥ 100°F
4
metro-area
#163 of 200 metros
Avg summer high (state)
91°F
metro-area
#136 of 200 metros
Avg winter low
36°F
metro-area
#71 of 200 metros
Annual precipitation
49.5"
metro-area
#154 of 200 metros
Annual snowfall
1.5"
metro-area
#69 of 200 metros
Sunshine (% of possible)
62%
metro-area
#64 of 200 metros
Plant hardiness zone
8a
Frost window
03-10 → 11-20
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
530
state
#180 of 200 metros
Property crime (per 100k, state avg)
2,900
state
#173 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
46
metro-area
#115 of 200 metros
Parks
36
Hiking areas
5
Golf courses
23
Shooting ranges
3
Lakes
5
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.