Rows tagged local are specific to Spanish Fork (Census ACS); state rows are state averages; metro-area rows are inherited from Provo, UT. Home value is ACS owner-reported (not a Zillow sale price).
School score: 5/10 (district Nebo District · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
95.7
metro-area
#101 of 200 metros
Grocery index (US=100)
94.7
metro-area
#59 of 200 metros
Big Mac price (est.)
$5.45
metro-area
#100 of 200 metros
Median household income
$93,989
local
#1258 of 3,220 cities
Median wage (all occupations)
$37,868
local
#2332 of 3,220 cities
Who lives here
Metric
Value
Scope
US rank
Median age
25.6 years
metro-area
#1 of 200 metros
Bachelor's degree or higher (25+)
43.4%
metro-area
#20 of 200 metros
Foreign-born residents
7.7%
metro-area
#107 of 200 metros
Homes that are owner-occupied
68.4%
metro-area
#66 of 200 metros
Economy
Metric
Value
Scope
US rank
Unemployment rate
1.92%
local
#108 of 3,220 cities
Population growth (5-yr)
+11.8%
local
#557 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$402,600
local
#1991 of 3,220 cities
Home price ÷ income (affordability)
4.3×
local
#1941 of 3,220 cities
1-yr home appreciation
+1.9%
metro-area
#90 of 200 metros
Price per square foot
$192
local
#1718 of 3,220 cities
Typical home size (implied)
2,100 sqft
Median rent (monthly)
$1,308
local
#1249 of 3,220 cities
Homes for sale (inventory)
2,724
Median days on market
21
metro-area
#124 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
12.1%
state
#154 of 200 metros
Combined sales tax
7.19%
state
#88 of 200 metros
State income tax (top rate)
4.55%
Capital gains tax
4.65%
state
#102 of 200 metros
High earners
No special surtax
Social Security in retirement
Taxed — taxes Social Security benefits, but income thresholds and age rules exempt many retirees — check the state's own limits before assuming you would owe
Effective property tax rate
0.47%
local
#132 of 3,220 cities
Median property tax paid
$1,885
local
#583 of 3,220 cities
Health & childcare
Metric
Value
Scope
US rank
Life expectancy at birth
79.4 years
metro-area
#31 of 200 metros
Healthcare (annual, single adult)
$6,000
state
#4 of 200 metros
Uninsured (share of residents)
8.1%
metro-area
#95 of 200 metros
Primary care providers per 100k
42
metro-area
#196 of 200 metros
Childcare (annual, infant, center)
$10,000
state
#58 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$150
state
#125 of 200 metros
Vehicle property tax (annual)
None
state
#1 of 200 metros
Emissions testing
Required
Emissions detail
Required in major metro counties
DMV & license offices
4
Avg commute to work
20 min
local
#271 of 3,220 cities
Commute by driving alone
66.7%
metro-area
#21 of 200 metros
Solo drivers commuting 30+ min
27.6%
metro-area
#59 of 200 metros
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
13.3¢/kWh
state
#5 of 200 metros
Avg monthly electric bill
$120
state
#3 of 200 metros
Gasoline
$3.60/gal
state
#159 of 200 metros
Natural gas (avg monthly bill)
$52
state
#23 of 200 metros
Water & sewer (avg monthly bill)
$187
state
#190 of 200 metros
Home internet (avg monthly bill)
$76
state
#20 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$1,200
state
#8 of 200 metros
Auto insurance (annual)
$1,500
state
#41 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: wildfire, earthquakes — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)
93.9 — Relatively Moderate
metro-area
#134 of 200 metros
Flood insurance (annual, NFIP)
$500
state
#1 of 200 metros
Earthquake insurance (annual)
$450
state
#168 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
47
metro-area
#107 of 200 metros
Cooling degree-days (AC load)
1,100
metro-area
#99 of 200 metros
Homes with air conditioning (state)
92%
state
#105 of 200 metros
Heating degree-days (heat load)
5,100
metro-area
#130 of 200 metros
Days per year ≥ 90°F
52
metro-area
#130 of 200 metros
Days per year ≥ 100°F
5
metro-area
#166 of 200 metros
Avg summer high (state)
92°F
metro-area
#163 of 200 metros
Avg winter low
24°F
metro-area
#124 of 200 metros
Annual precipitation
15.5"
metro-area
#28 of 200 metros
Annual snowfall
51.9"
metro-area
#188 of 200 metros
Sunshine (% of possible)
66%
metro-area
#47 of 200 metros
Plant hardiness zone
6b
Frost window
04-20 → 10-20
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
260
state
#15 of 200 metros
Property crime (per 100k, state avg)
2,200
state
#98 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
120
metro-area
#5 of 200 metros
Parks
60
Hiking areas
15
Golf courses
15
Shooting ranges
4
Lakes
4
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.