Atlantic City, NJ vs Miami, FL
Moving from Atlantic City to Miami? Here's what changes — from your equivalent salary to housing ($384,211 → $475,622 median home) and taxes.
Atlantic City vs Miami at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Atlantic City, NJ, you'd need about $113,329 in Miami, FL (+$13,329).
Livability — Atlantic City, NJ: 61 · Miami, FL: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,473 sqft in Atlantic City vs 1,945 sqft in Miami ($202 vs $257 per sqft).
Annual cost breakdown (at $100,000)
| Category | Atlantic City, NJ | Miami, FL | Difference |
|---|---|---|---|
| Housing | $25,812 | $32,316 | +$6,504 |
| Groceries | $4,888 | $5,091 | +$203 |
| Transportation | $3,710 | $4,800 | +$1,090 |
| Utilities | $2,544 | $1,656 | −$888 |
| Insurance | $1,300 | $4,200 | +$2,900 |
| Taxes | $19,743 | $5,772 | −$13,971 |
| Total | $57,997 | $53,835 | −$4,162 |
Side by side
| Metric | Atlantic City, NJ | Miami, FL |
|---|---|---|
| Cost-of-living index | 98.9 | 112.1 |
| Unemployment rate | 8.29% | 5.24% |
| Population growth (5-yr) | 0.5% | 1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.63 | $6.38 |
| Median home price | $384,211 | $475,622 |
| Home price ÷ income | 5.3× | 6.9× |
| 1-yr home appreciation | 3.9% | -2.9% |
| Price per square foot | $202 | $257 |
| Median rent | $2,151 | $2,693 |
| Total tax burden (% income) | 13.2% | 9.1% |
| Combined sales tax | 6.60% | 7.02% |
| Capital gains tax | 10.75% | None |
| Property tax rate | 2.63% | 0.90% |
| Healthcare (annual) | $7,600 | $7,500 |
| Childcare (annual, infant) | $13,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 26 | 30 |
| Home insurance / yr | $1,300 | $4,200 |
| Auto insurance / yr | $2,000 | $2,900 |
| Flood insurance / yr | $900 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 23.5 | 15.4 |
| Gas $/gal | 3.25 | 3.35 |
| Natural gas / mo | $86 | $38 |
| Water & sewer / mo | $171 | $88 |
| Home internet / mo | $65 | $76 |
| Violent crime /100k | 200 | 380 |
| Avg summer high °F | 86 | 91 |
| Avg winter low °F | 23 | 52 |
| Annual precipitation (in) | 44.1 | 67.4 |
| Annual snowfall (in) | 23.1 | 0.0 |
| Sunshine (% possible) | 55% | 70% |
| Permit difficulty (1–5) | 5 | 3 |