Miami, FL vs Atlantic City, NJ
Moving from Miami to Atlantic City? Here's what changes — from your equivalent salary to housing ($475,622 → $384,211 median home) and taxes.
Miami vs Atlantic City at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Miami, FL, you'd need about $88,239 in Atlantic City, NJ (−$11,761).
Livability — Miami, FL: 57 · Atlantic City, NJ: 61 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,945 sqft in Miami vs 2,473 sqft in Atlantic City ($257 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | Miami, FL | Atlantic City, NJ | Difference |
|---|---|---|---|
| Housing | $32,316 | $25,812 | −$6,504 |
| Groceries | $5,091 | $4,888 | −$203 |
| Transportation | $4,800 | $3,710 | −$1,090 |
| Utilities | $1,656 | $2,544 | +$888 |
| Insurance | $4,200 | $1,300 | −$2,900 |
| Taxes | $5,772 | $19,743 | +$13,971 |
| Total | $53,835 | $57,997 | +$4,162 |
Side by side
| Metric | Miami, FL | Atlantic City, NJ |
|---|---|---|
| Cost-of-living index | 112.1 | 98.9 |
| Unemployment rate | 5.24% | 8.29% |
| Population growth (5-yr) | 1.7% | 0.5% |
| Air quality (median AQI) | 51 | 35 |
| Big Mac price (est.) | $6.38 | $5.63 |
| Median home price | $475,622 | $384,211 |
| Home price ÷ income | 6.9× | 5.3× |
| 1-yr home appreciation | -2.9% | 3.9% |
| Price per square foot | $257 | $202 |
| Median rent | $2,693 | $2,151 |
| Total tax burden (% income) | 9.1% | 13.2% |
| Combined sales tax | 7.02% | 6.60% |
| Capital gains tax | None | 10.75% |
| Property tax rate | 0.90% | 2.63% |
| Healthcare (annual) | $7,500 | $7,600 |
| Childcare (annual, infant) | $10,000 | $13,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 26 |
| Home insurance / yr | $4,200 | $1,300 |
| Auto insurance / yr | $2,900 | $2,000 |
| Flood insurance / yr | $1,400 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 23.5 |
| Gas $/gal | 3.35 | 3.25 |
| Violent crime /100k | 380 | 200 |
| Avg summer high °F | 91 | 86 |
| Avg winter low °F | 52 | 23 |
| Permit difficulty (1–5) | 3 | 5 |