Tampa, FL vs Urban Honolulu, HI
Moving from Tampa to Urban Honolulu? Here's what changes — from your equivalent salary to housing ($360,738 → $851,163 median home) and taxes.
Tampa vs Urban Honolulu at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Tampa, FL, you'd need about $108,735 in Urban Honolulu, HI (+$8,735).
Livability — Tampa, FL: 65 · Urban Honolulu, HI: 48 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,564 sqft in Tampa vs 881 sqft in Urban Honolulu ($195 vs $567 per sqft).
Annual cost breakdown (at $100,000)
| Category | Tampa, FL | Urban Honolulu, HI | Difference |
|---|---|---|---|
| Housing | $24,216 | $35,760 | +$11,544 |
| Groceries | $4,949 | $5,517 | +$569 |
| Transportation | $4,800 | $3,900 | −$900 |
| Utilities | $1,656 | $5,040 | +$3,384 |
| Insurance | $4,200 | $1,100 | −$3,100 |
| Taxes | $4,642 | $14,943 | +$10,301 |
| Total | $44,463 | $66,260 | +$21,798 |
Side by side
| Metric | Tampa, FL | Urban Honolulu, HI |
|---|---|---|
| Cost-of-living index | 102.5 | 111.4 |
| Unemployment rate | 4.92% | 4.79% |
| Population growth (5-yr) | 7.3% | 2.0% |
| Air quality (median AQI) | 51 | 31 |
| Big Mac price (est.) | $5.83 | $6.34 |
| Median home price | $360,738 | $851,163 |
| Home price ÷ income | 5.4× | 8.5× |
| 1-yr home appreciation | -3.4% | 0.6% |
| Price per square foot | $195 | $567 |
| Median rent | $2,018 | $2,980 |
| Total tax burden (% income) | 9.1% | 14.1% |
| Combined sales tax | 7.02% | 4.50% |
| Capital gains tax | None | 11.00% |
| Property tax rate | 0.80% | 0.28% |
| Healthcare (annual) | $7,500 | $5,800 |
| Childcare (annual, infant) | $10,000 | $15,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 28 | 27 |
| Home insurance / yr | $4,200 | $1,100 |
| Auto insurance / yr | $2,900 | $1,400 |
| Flood insurance / yr | $1,400 | $800 |
| Earthquake insurance / yr | $100 | $550 |
| Electricity ¢/kWh | 15.4 | 46.6 |
| Gas $/gal | 3.35 | 4.70 |
| Violent crime /100k | 380 | 260 |
| Avg summer high °F | 91 | 85 |
| Avg winter low °F | 52 | 66 |
| Permit difficulty (1–5) | 3 | 5 |