Urban Honolulu, HI vs Tampa, FL
Moving from Urban Honolulu to Tampa? Here's what changes — from your equivalent salary to housing ($851,163 → $360,738 median home) and taxes.
Urban Honolulu vs Tampa at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Urban Honolulu, HI, you'd need about $91,967 in Tampa, FL (−$8,033).
Livability — Urban Honolulu, HI: 48 · Tampa, FL: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 881 sqft in Urban Honolulu vs 2,564 sqft in Tampa ($567 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Urban Honolulu, HI | Tampa, FL | Difference |
|---|---|---|---|
| Housing | $35,760 | $24,216 | −$11,544 |
| Groceries | $5,517 | $4,949 | −$569 |
| Transportation | $3,900 | $4,800 | +$900 |
| Utilities | $5,040 | $1,656 | −$3,384 |
| Insurance | $1,100 | $4,200 | +$3,100 |
| Taxes | $14,943 | $4,642 | −$10,301 |
| Total | $66,260 | $44,463 | −$21,798 |
Side by side
| Metric | Urban Honolulu, HI | Tampa, FL |
|---|---|---|
| Cost-of-living index | 111.4 | 102.5 |
| Unemployment rate | 4.79% | 4.92% |
| Population growth (5-yr) | 2.0% | 7.3% |
| Air quality (median AQI) | 31 | 51 |
| Big Mac price (est.) | $6.34 | $5.83 |
| Median home price | $851,163 | $360,738 |
| Home price ÷ income | 8.5× | 5.4× |
| 1-yr home appreciation | 0.6% | -3.4% |
| Price per square foot | $567 | $195 |
| Median rent | $2,980 | $2,018 |
| Total tax burden (% income) | 14.1% | 9.1% |
| Combined sales tax | 4.50% | 7.02% |
| Capital gains tax | 11.00% | None |
| Property tax rate | 0.28% | 0.80% |
| Healthcare (annual) | $5,800 | $7,500 |
| Childcare (annual, infant) | $15,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 27 | 28 |
| Home insurance / yr | $1,100 | $4,200 |
| Auto insurance / yr | $1,400 | $2,900 |
| Flood insurance / yr | $800 | $1,400 |
| Earthquake insurance / yr | $550 | $100 |
| Electricity ¢/kWh | 46.6 | 15.4 |
| Gas $/gal | 4.70 | 3.35 |
| Violent crime /100k | 260 | 380 |
| Avg summer high °F | 85 | 91 |
| Avg winter low °F | 66 | 52 |
| Permit difficulty (1–5) | 5 | 3 |