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Cost of living in Atlantic City, NJ

Livability score 61 · cost-of-living index 98.9 (US = 100)

Atlantic City, NJ
Photo: Bruce Emmerling via Commons · CC BY-SA 4.0

How Atlantic City compares

Where Atlantic City falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 99 — range 85 to 118 across all metros 99 Median home price $149k $1610k Median home price: $384k — range $149k to $1610k across all metros $384k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $202 — range $88 to $1074 across all metros $202 Combined sales tax 0.0% 11.5% Combined sales tax: 6.6% — range 0.0% to 11.5% across all metros 6.6% Property tax rate 0.28% 2.76% Property tax rate: 2.63% — range 0.28% to 2.76% across all metros 2.63% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 200 — range 110 to 1,000 across all metros 200 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 23.5 — range 12.3 to 46.6 across all metros 23.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 86° — range 65° to 104° across all metros 86° Avg winter low (°F) -2° 72° Avg winter low (°F): 23° — range -2° to 72° across all metros 23°

Map of Atlantic City

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)98.9metro-area#136 of 200
Grocery index (US=100)97.8metro-area#133 of 200
Big Mac price (est.)$5.63metro-area#134 of 200
Median household income$73,113metro-area#89 of 200
Median wage (all occupations)$38,183metro-area#125 of 200

Who lives here

MetricValueScopeUS rank
Median age44.4 yearsmetro-area#188 of 200
Bachelor's degree or higher (25+)32.9%metro-area#104 of 200
Foreign-born residents13.2%metro-area#50 of 200
Homes that are owner-occupied71.2%metro-area#28 of 200

Economy

MetricValueScopeUS rank
Unemployment rate8.29%metro-area#193 of 200
Population growth (5-yr)+0.5%metro-area#158 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$384,211metro-area#127 of 200
Home price ÷ income (affordability)5.3×metro-area#126 of 200
1-yr home appreciation+3.9%metro-area#33 of 200
Price per square foot$202metro-area#119 of 200
Typical home size (implied)1,900 sqft
Median rent (monthly)$2,151metro-area#168 of 200
Homes for sale (inventory)1,434
Median days on market25metro-area#140 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)13.2%state#167 of 200
Combined sales tax6.60%state#48 of 200
State income tax (top rate)10.75%
Capital gains tax10.75%state#168 of 200
High earners10.75% top rate on income over $1M
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate2.63%metro-area#198 of 200
Median property tax paid$6,683metro-area#193 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth75.9 yearsmetro-area#125 of 200
Healthcare (annual, single adult)$7,600state#179 of 200
Uninsured (share of residents)8.5%metro-area#101 of 200
Primary care providers per 100k67metro-area#144 of 200
Childcare (annual, infant, center)$13,000state#131 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$85state#68 of 200
Vehicle property tax (annual)Nonestate#1 of 200
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices4
Avg commute to work26 minmetro-area#131 of 200
Commute by driving alone73.4%metro-area#76 of 200
Solo drivers commuting 30+ min30.4%metro-area#89 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity23.5¢/kWhstate#159 of 200
Avg monthly electric bill$212state#159 of 200
Gasoline$3.25/galstate#83 of 200
Natural gas (avg monthly bill)$86state#179 of 200
Water & sewer (avg monthly bill)$171state#185 of 200
Home internet (avg monthly bill)$65state#3 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,300state#22 of 200
Auto insurance (annual)$2,000state#116 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)92.5 — Relatively Moderatemetro-area#124 of 200
Flood insurance (annual, NFIP)$900state#152 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)35metro-area#10 of 200
Cooling degree-days (AC load)1,000metro-area#78 of 200
Homes with air conditioning (state)96%state#4 of 200
Heating degree-days (heat load)4,900metro-area#125 of 200
Days per year ≥ 90°F5metro-area#19 of 200
Days per year ≥ 100°F0metro-area#5 of 200
Avg summer high (state)86°Fmetro-area#87 of 200
Avg winter low23°Fmetro-area#128 of 200
Annual precipitation44.1"metro-area#116 of 200
Annual snowfall23.1"metro-area#127 of 200
Sunshine (% of possible)55%metro-area#150 of 200
Plant hardiness zone7a
Frost window04-10 → 11-01

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)200state#7 of 200
Property crime (per 100k, state avg)1,300state#8 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores120metro-area#5 of 200
Parks60
Hiking areas15
Golf courses15
Shooting ranges4
Lakes4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)5state#165 of 200
Permit detailVery difficult; long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Atlantic City

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Marketing Managers $159,050
Financial Managers $142,490
Lawyers $142,360
Human Resources Managers $136,380
Dentists $132,240
Pharmacists $129,880
Physician Assistants $126,520
Construction Managers $117,930
Software Developers $116,950
General & Operations Managers $115,830
Data Scientists $100,580
Physical Therapists $99,120
Dental Hygienists $94,860
Registered Nurses $92,410
Civil Engineers $91,890
Mechanical Engineers $90,650
Accountants & Auditors $83,680
Elementary School Teachers $79,780
Police & Sheriff's Patrol Officers $79,550
Graphic Designers $66,990
Plumbers, Pipefitters & Steamfitters $63,530
Electricians $62,400
Carpenters $62,020
Welders, Cutters & Solderers $61,280
Heavy & Tractor-Trailer Truck Drivers $56,220
Medical Assistants $42,080

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