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Cost of living in Charleston, WV

Livability score 77 · cost-of-living index 89.1 (US = 100)

Charleston, WV
Photo: Daniel G Rego via Commons · CC BY-SA 4.0

How Charleston compares

Where Charleston falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 89 — range 85 to 118 across all metros 89 Median home price $149k $1610k Median home price: $149k — range $149k to $1610k across all metros $149k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $88 — range $88 to $1074 across all metros $88 Combined sales tax 0.0% 11.5% Combined sales tax: 6.6% — range 0.0% to 11.5% across all metros 6.6% Property tax rate 0.28% 2.76% Property tax rate: 0.65% — range 0.28% to 2.76% across all metros 0.65% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 280 — range 110 to 1,000 across all metros 280 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 16.1 — range 12.3 to 46.6 across all metros 16.1 Avg summer high (°F) 65° 104° Avg summer high (°F): 84° — range 65° to 104° across all metros 84° Avg winter low (°F) -2° 72° Avg winter low (°F): 26° — range -2° to 72° across all metros 26°

Map of Charleston

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)89.1metro-area#17 of 200
Grocery index (US=100)95.3metro-area#66 of 200
Big Mac price (est.)$5.07metro-area#17 of 200
Median household income$54,473metro-area#193 of 200
Median wage (all occupations)$37,324metro-area#138 of 200

Who lives here

MetricValueScopeUS rank
Median age43.9 yearsmetro-area#186 of 200
Bachelor's degree or higher (25+)26.9%metro-area#161 of 200
Foreign-born residents1.6%metro-area#197 of 200
Homes that are owner-occupied71.3%metro-area#26 of 200

Economy

MetricValueScopeUS rank
Unemployment rate5.76%metro-area#142 of 200
Population growth (5-yr)+17.3%metro-area#5 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$148,817metro-area#1 of 200
Home price ÷ income (affordability)2.7×metro-area#2 of 200
1-yr home appreciation+0.0%metro-area#136 of 200
Price per square foot$88metro-area#1 of 200
Typical home size (implied)1,701 sqft
Median rent (monthly)$1,265metro-area#20 of 200
Homes for sale (inventory)616
Median days on market14metro-area#76 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.8%state#78 of 200
Combined sales tax6.55%state#46 of 200
State income tax (top rate)4.82%
Capital gains tax5.12%state#121 of 200
High earnersNo special surtax
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate0.65%metro-area#43 of 200
Median property tax paid$817metro-area#7 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth70.7 yearsmetro-area#198 of 200
Healthcare (annual, single adult)$7,200state#139 of 200
Uninsured (share of residents)7.4%metro-area#84 of 200
Primary care providers per 100k120metro-area#8 of 200
Childcare (annual, infant, center)$9,000state#25 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$60state#19 of 200
Vehicle property tax (annual)1.66% of value (~$465/yr)state#163 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices4
Avg commute to work25 minmetro-area#110 of 200
Commute by driving alone78.2%metro-area#149 of 200
Solo drivers commuting 30+ min27.6%metro-area#58 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity16.1¢/kWhstate#70 of 200
Avg monthly electric bill$145state#70 of 200
Gasoline$3.30/galstate#94 of 200
Natural gas (avg monthly bill)$68state#94 of 200
Water & sewer (avg monthly bill)$253state#198 of 200
Home internet (avg monthly bill)$73state#13 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,300state#22 of 200
Auto insurance (annual)$1,700state#80 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsLower natural-disaster risk; standard home coverage usually sufficient.
FEMA National Risk Index (0–100, higher = more risk)89.2 — Relatively Moderatemetro-area#92 of 200
Flood insurance (annual, NFIP)$650state#41 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)40metro-area#40 of 200
Cooling degree-days (AC load)900metro-area#66 of 200
Homes with air conditioning (state)89%state#141 of 200
Heating degree-days (heat load)4,900metro-area#125 of 200
Days per year ≥ 90°F16metro-area#75 of 200
Days per year ≥ 100°F0metro-area#5 of 200
Avg summer high (state)84°Fmetro-area#37 of 200
Avg winter low26°Fmetro-area#119 of 200
Annual precipitation45.5"metro-area#129 of 200
Annual snowfall12.0"metro-area#111 of 200
Sunshine (% of possible)55%metro-area#150 of 200
Plant hardiness zone6b
Frost window04-20 → 10-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)280state#21 of 200
Property crime (per 100k, state avg)1,900state#63 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores120metro-area#5 of 200
Parks60
Hiking areas15
Golf courses15
Shooting ranges4
Lakes4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)2state#1 of 200
Permit detailGenerally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Charleston

Major public and private employers in the Charleston, WV area.

EmployerSectorJobs
Charleston Area Medical Center Healthcare Careers →
United Bank of West Virginia Finance Careers →
West Virginia-American Water Company Energy Careers →
State of West Virginia Government Careers →
Charleston Stamping and Manufacturing Manufacturing Search →

Salaries by occupation in Charleston

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $152,820
Pharmacists $131,220
Physician Assistants $121,710
Human Resources Managers $106,950
Software Developers $102,110
Financial Managers $98,530
Physical Therapists $96,570
Mechanical Engineers $95,560
Marketing Managers $92,830
Civil Engineers $85,540
Construction Managers $77,480
General & Operations Managers $76,710
Registered Nurses $76,270
Data Scientists $67,410
Electricians $65,020
Dental Hygienists $63,660
Accountants & Auditors $62,990
Plumbers, Pipefitters & Steamfitters $59,640
Welders, Cutters & Solderers $51,410
Police & Sheriff's Patrol Officers $50,930
Elementary School Teachers $49,310
Carpenters $47,400
Heavy & Tractor-Trailer Truck Drivers $46,630
Graphic Designers $44,800
Medical Assistants $34,200

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