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Cost of living in Denver, CO

Livability score 52 · cost-of-living index 105.8 (US = 100)

Denver, CO
Photo: Quintin Soloviev via Commons · CC BY 4.0

How Denver compares

Where Denver falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 106 — range 85 to 118 across all metros 106 Median home price $149k $1610k Median home price: $573k — range $149k to $1610k across all metros $573k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $302 — range $88 to $1074 across all metros $302 Combined sales tax 0.0% 11.5% Combined sales tax: 7.8% — range 0.0% to 11.5% across all metros 7.8% Property tax rate 0.28% 2.76% Property tax rate: 0.52% — range 0.28% to 2.76% across all metros 0.52% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 490 — range 110 to 1,000 across all metros 490 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 16.5 — range 12.3 to 46.6 across all metros 16.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 88° — range 65° to 104° across all metros 88° Avg winter low (°F) -2° 72° Avg winter low (°F): 18° — range -2° to 72° across all metros 18°

Map of Denver

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)105.8metro-area#174 of 200
Grocery index (US=100)101.6metro-area#163 of 200
Big Mac price (est.)$6.02metro-area#174 of 200
Median household income$96,920metro-area#14 of 200
Median wage (all occupations)$52,179metro-area#7 of 200

Who lives here

MetricValueScopeUS rank
Median age37.2 yearsmetro-area#62 of 200
Bachelor's degree or higher (25+)48.4%metro-area#13 of 200
Foreign-born residents12.1%metro-area#58 of 200
Homes that are owner-occupied64.3%metro-area#124 of 200

Economy

MetricValueScopeUS rank
Unemployment rate4.26%metro-area#37 of 200
Population growth (5-yr)+5.7%metro-area#66 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$573,221metro-area#179 of 200
Home price ÷ income (affordability)5.9×metro-area#155 of 200
1-yr home appreciation-2.9%metro-area#188 of 200
Price per square foot$302metro-area#174 of 200
Typical home size (implied)1,900 sqft
Median rent (monthly)$1,910metro-area#147 of 200
Homes for sale (inventory)14,158
Median days on market14metro-area#76 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.7%state#73 of 200
Combined sales tax7.77%state#108 of 200
State income tax (top rate)4.40%
Capital gains tax4.40%state#97 of 200
High earnersNo special surtax
Social Security in retirementTaxed — taxes Social Security benefits, but income thresholds and age rules exempt many retirees — check the state's own limits before assuming you would owe
Effective property tax rate0.52%metro-area#22 of 200
Median property tax paid$2,708metro-area#102 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth78.8 yearsmetro-area#38 of 200
Healthcare (annual, single adult)$6,800state#93 of 200
Uninsured (share of residents)8.2%metro-area#97 of 200
Primary care providers per 100k88metro-area#43 of 200
Childcare (annual, infant, center)$16,000state#150 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$400state#193 of 200
Vehicle property tax (annual)1.79% of value (~$501/yr)state#168 of 200
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices5
Avg commute to work28 minmetro-area#166 of 200
Commute by driving alone65.2%metro-area#18 of 200
Solo drivers commuting 30+ min41.7%metro-area#170 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity16.5¢/kWhstate#83 of 200
Avg monthly electric bill$149state#83 of 200
Gasoline$3.30/galstate#94 of 200
Natural gas (avg monthly bill)$65state#89 of 200
Water & sewer (avg monthly bill)$120state#127 of 200
Home internet (avg monthly bill)$87state#185 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$2,800state#149 of 200
Auto insurance (annual)$2,000state#116 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: wildfire — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)90.6 — Relatively Moderatemetro-area#110 of 200
Flood insurance (annual, NFIP)$550state#7 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)64metro-area#191 of 200
Cooling degree-days (AC load)700metro-area#25 of 200
Homes with air conditioning (state)82%state#161 of 200
Heating degree-days (heat load)5,500metro-area#133 of 200
Days per year ≥ 90°F31metro-area#101 of 200
Days per year ≥ 100°F1metro-area#105 of 200
Avg summer high (state)88°Fmetro-area#98 of 200
Avg winter low18°Fmetro-area#159 of 200
Annual precipitation15.4"metro-area#23 of 200
Annual snowfall49.0"metro-area#170 of 200
Sunshine (% of possible)69%metro-area#29 of 200
Plant hardiness zone5b
Frost window05-10 → 10-10

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)490state#153 of 200
Property crime (per 100k, state avg)2,900state#173 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores45metro-area#118 of 200
Parks45
Hiking areas27
Golf courses27
Shooting ranges3
Lakes5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Top employers in Denver

Major public and private employers in the Denver, CO area.

EmployerSectorJobs
Denver International Airport transportation Search →
CommonSpirit Health Healthcare Search →
Denver Public Schools Education Search →
Lockheed Martin Aerospace/Defense Careers →
Charles Schwab Finance Careers →
Xcel Energy Energy Careers →

Salaries by occupation in Denver

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Lawyers $180,910
Financial Managers $171,110
Marketing Managers $170,110
Human Resources Managers $153,260
Pharmacists $147,610
Software Developers $134,990
General & Operations Managers $133,220
Physician Assistants $128,790
Dentists $127,800
Data Scientists $111,750
Construction Managers $109,710
Dental Hygienists $104,900
Mechanical Engineers $104,390
Police & Sheriff's Patrol Officers $100,790
Civil Engineers $99,450
Physical Therapists $99,290
Accountants & Auditors $88,770
Registered Nurses $87,330
Graphic Designers $65,520
Elementary School Teachers $64,170
Plumbers, Pipefitters & Steamfitters $64,030
Electricians $61,360
Web Developers $59,990
Heavy & Tractor-Trailer Truck Drivers $59,740
Carpenters $59,570
Welders, Cutters & Solderers $56,130
Medical Assistants $46,370

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