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Cost of living in Lancaster, PA

Livability score 64 · cost-of-living index 96.8 (US = 100)

Lancaster, PA
Photo: Randolph Carney via Commons · CC BY-SA 3.0

How Lancaster compares

Where Lancaster falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 97 — range 85 to 118 across all metros 97 Median home price $149k $1610k Median home price: $388k — range $149k to $1610k across all metros $388k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $222 — range $88 to $1074 across all metros $222 Combined sales tax 0.0% 11.5% Combined sales tax: 6.3% — range 0.0% to 11.5% across all metros 6.3% Property tax rate 0.28% 2.76% Property tax rate: 1.48% — range 0.28% to 2.76% across all metros 1.48% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 390 — range 110 to 1,000 across all metros 390 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 21.5 — range 12.3 to 46.6 across all metros 21.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 22° — range -2° to 72° across all metros 22°

Map of Lancaster

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 96.8 metro-area #109 of 200
Grocery index (US=100) 98.3 metro-area #138 of 200
Big Mac price (est.) $5.51 metro-area #109 of 200
Median household income $81,458 metro-area #54 of 200
Median wage (all occupations) $42,337 metro-area #73 of 200

Who lives here

MetricValueScopeUS rank
Median age 39.1 years metro-area #111 of 200
Bachelor's degree or higher (25+) 31.0% metro-area #124 of 200
Foreign-born residents 5.6% metro-area #149 of 200
Homes that are owner-occupied 69.9% metro-area #48 of 200

Economy

MetricValueScopeUS rank
Unemployment rate 3.38% metro-area #11 of 200
Population growth (5-yr) +3.1% metro-area #116 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price $388,207 metro-area #129 of 200
Home price ÷ income (affordability) 4.8× metro-area #102 of 200
1-yr home appreciation +4.6% metro-area #25 of 200
Price per square foot $222 metro-area #138 of 200
Typical home size (implied) 1,750 sqft
Median rent (monthly) $1,526 metro-area #85 of 200
Homes for sale (inventory) 688
Median days on market 5 metro-area #1 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 10.6% state #115 of 200
Combined sales tax 6.34% state #32 of 200
State income tax (top rate) 3.07%
Capital gains tax 3.07% state #53 of 200
High earners No special surtax
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 1.48% metro-area #145 of 200
Median property tax paid $3,913 metro-area #153 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 78.8 years metro-area #38 of 200
Healthcare (annual, single adult) $7,000 state #129 of 200
Uninsured (share of residents) 12.1% metro-area #155 of 200
Primary care providers per 100k 72 metro-area #114 of 200
Childcare (annual, infant, center) $12,000 state #110 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration $65 state #29 of 200
Vehicle property tax (annual) None state #1 of 200
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 5
Avg commute to work 24 min metro-area #87 of 200
Commute by driving alone 73.3% metro-area #75 of 200
Solo drivers commuting 30+ min 30.3% metro-area #87 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity 21.5¢/kWh state #147 of 200
Avg monthly electric bill $193 state #141 of 200
Gasoline $3.55/gal state #150 of 200
Natural gas (avg monthly bill) $82 state #167 of 200
Water & sewer (avg monthly bill) $65 state #14 of 200
Home internet (avg monthly bill) $78 state #77 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,200 state #8 of 200
Auto insurance (annual) $1,600 state #51 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Lower natural-disaster risk; standard home coverage usually sufficient.
FEMA National Risk Index (0–100, higher = more risk) 95.0 — Relatively High metro-area #145 of 200
Flood insurance (annual, NFIP) $650 state #41 of 200
Earthquake insurance (annual) $100 state #1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 50 metro-area #132 of 200
Cooling degree-days (AC load) 800 metro-area #49 of 200
Homes with air conditioning (state) 91% state #115 of 200
Heating degree-days (heat load) 5,700 metro-area #141 of 200
Days per year ≥ 90°F 11 metro-area #49 of 200
Days per year ≥ 100°F 0 metro-area #5 of 200
Avg summer high (state) 85°F metro-area #59 of 200
Avg winter low 22°F metro-area #130 of 200
Annual precipitation 44.1" metro-area #116 of 200
Annual snowfall 23.1" metro-area #127 of 200
Sunshine (% of possible) 56% metro-area #132 of 200
Plant hardiness zone 6b
Frost window 04-20 → 10-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 390 state #91 of 200
Property crime (per 100k, state avg) 1,400 state #11 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 17 metro-area #186 of 200
Parks 9
Hiking areas 9
Golf courses 9
Shooting ranges 1
Lakes 5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 3 state #87 of 200
Permit detail Moderate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Lancaster

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $161,770
Pharmacists $133,450
Financial Managers $129,270
Human Resources Managers $117,010
Lawyers $116,230
Marketing Managers $112,360
Physician Assistants $108,740
Construction Managers $102,680
Software Developers $98,720
Physical Therapists $97,280
General & Operations Managers $94,090
Police & Sheriff's Patrol Officers $88,140
Civil Engineers $82,720
Mechanical Engineers $80,760
Registered Nurses $80,470
Dental Hygienists $80,120
Data Scientists $77,990
Elementary School Teachers $73,960
Accountants & Auditors $72,780
Electricians $62,310
Web Developers $62,220
Plumbers, Pipefitters & Steamfitters $60,130
Heavy & Tractor-Trailer Truck Drivers $55,360
Carpenters $49,610
Welders, Cutters & Solderers $48,400
Graphic Designers $47,320
Real Estate Sales Agents $44,280
Medical Assistants $38,260

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