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Cost of living in Lancaster, PA

Livability score 64 · cost-of-living index 96.8 (US = 100)

Lancaster, PA
Photo: Randolph Carney via Commons · CC BY-SA 3.0

How Lancaster compares

Where Lancaster falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 97 — range 85 to 118 across all metros 97 Median home price $149k $1610k Median home price: $388k — range $149k to $1610k across all metros $388k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $222 — range $88 to $1074 across all metros $222 Combined sales tax 0.0% 11.5% Combined sales tax: 6.3% — range 0.0% to 11.5% across all metros 6.3% Property tax rate 0.28% 2.76% Property tax rate: 1.48% — range 0.28% to 2.76% across all metros 1.48% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 390 — range 110 to 1,000 across all metros 390 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 21.5 — range 12.3 to 46.6 across all metros 21.5 Avg summer high (°F) 65° 104° Avg summer high (°F): 85° — range 65° to 104° across all metros 85° Avg winter low (°F) -2° 72° Avg winter low (°F): 22° — range -2° to 72° across all metros 22°

Map of Lancaster

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)96.8metro-area#109 of 200
Grocery index (US=100)98.3metro-area#138 of 200
Big Mac price (est.)$5.51metro-area#109 of 200
Median household income$81,458metro-area#54 of 200
Median wage (all occupations)$42,337metro-area#73 of 200

Who lives here

MetricValueScopeUS rank
Median age39.1 yearsmetro-area#111 of 200
Bachelor's degree or higher (25+)31.0%metro-area#124 of 200
Foreign-born residents5.6%metro-area#149 of 200
Homes that are owner-occupied69.9%metro-area#48 of 200

Economy

MetricValueScopeUS rank
Unemployment rate3.38%metro-area#11 of 200
Population growth (5-yr)+3.1%metro-area#116 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$388,207metro-area#129 of 200
Home price ÷ income (affordability)4.8×metro-area#102 of 200
1-yr home appreciation+4.6%metro-area#25 of 200
Price per square foot$222metro-area#138 of 200
Typical home size (implied)1,750 sqft
Median rent (monthly)$1,526metro-area#85 of 200
Homes for sale (inventory)688
Median days on market5metro-area#1 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)10.6%state#115 of 200
Combined sales tax6.34%state#32 of 200
State income tax (top rate)3.07%
Capital gains tax3.07%state#53 of 200
High earnersNo special surtax
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate1.48%metro-area#145 of 200
Median property tax paid$3,913metro-area#153 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth78.8 yearsmetro-area#38 of 200
Healthcare (annual, single adult)$7,000state#129 of 200
Uninsured (share of residents)12.1%metro-area#155 of 200
Primary care providers per 100k72metro-area#114 of 200
Childcare (annual, infant, center)$12,000state#110 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$65state#29 of 200
Vehicle property tax (annual)Nonestate#1 of 200
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices5
Avg commute to work24 minmetro-area#87 of 200
Commute by driving alone73.3%metro-area#75 of 200
Solo drivers commuting 30+ min30.3%metro-area#87 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity21.5¢/kWhstate#147 of 200
Avg monthly electric bill$193state#141 of 200
Gasoline$3.55/galstate#150 of 200
Natural gas (avg monthly bill)$82state#167 of 200
Water & sewer (avg monthly bill)$65state#14 of 200
Home internet (avg monthly bill)$78state#77 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,200state#8 of 200
Auto insurance (annual)$1,600state#51 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsLower natural-disaster risk; standard home coverage usually sufficient.
FEMA National Risk Index (0–100, higher = more risk)95.0 — Relatively Highmetro-area#145 of 200
Flood insurance (annual, NFIP)$650state#41 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)50metro-area#132 of 200
Cooling degree-days (AC load)800metro-area#49 of 200
Homes with air conditioning (state)91%state#115 of 200
Heating degree-days (heat load)5,700metro-area#141 of 200
Days per year ≥ 90°F11metro-area#49 of 200
Days per year ≥ 100°F0metro-area#5 of 200
Avg summer high (state)85°Fmetro-area#59 of 200
Avg winter low22°Fmetro-area#130 of 200
Annual precipitation44.1"metro-area#116 of 200
Annual snowfall23.1"metro-area#127 of 200
Sunshine (% of possible)56%metro-area#132 of 200
Plant hardiness zone6b
Frost window04-20 → 10-20

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)390state#91 of 200
Property crime (per 100k, state avg)1,400state#11 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores17metro-area#186 of 200
Parks9
Hiking areas9
Golf courses9
Shooting ranges1
Lakes5

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Lancaster

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $161,770
Pharmacists $133,450
Financial Managers $129,270
Human Resources Managers $117,010
Lawyers $116,230
Marketing Managers $112,360
Physician Assistants $108,740
Construction Managers $102,680
Software Developers $98,720
Physical Therapists $97,280
General & Operations Managers $94,090
Police & Sheriff's Patrol Officers $88,140
Civil Engineers $82,720
Mechanical Engineers $80,760
Registered Nurses $80,470
Dental Hygienists $80,120
Data Scientists $77,990
Elementary School Teachers $73,960
Accountants & Auditors $72,780
Electricians $62,310
Web Developers $62,220
Plumbers, Pipefitters & Steamfitters $60,130
Heavy & Tractor-Trailer Truck Drivers $55,360
Carpenters $49,610
Welders, Cutters & Solderers $48,400
Graphic Designers $47,320
Real Estate Sales Agents $44,280
Medical Assistants $38,260

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