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Cost of living in Naples, FL

Livability score 59 · cost-of-living index 106.5 (US = 100)

Naples, FL
Photo: Franz Stellbrink via Commons · CC BY 3.0

How Naples compares

Where Naples falls within the range of all 200 metros (marker = this city).

Cost-of-living index (US=100) 85 118 Cost-of-living index (US=100): 106 — range 85 to 118 across all metros 106 Median home price $149k $1610k Median home price: $556k — range $149k to $1610k across all metros $556k Price per sqft (more house = lower) $88 $1074 Price per sqft (more house = lower): $301 — range $88 to $1074 across all metros $301 Combined sales tax 0.0% 11.5% Combined sales tax: 7.0% — range 0.0% to 11.5% across all metros 7.0% Property tax rate 0.28% 2.76% Property tax rate: 0.69% — range 0.28% to 2.76% across all metros 0.69% Violent crime (per 100k, state avg) 110 1,000 Violent crime (per 100k, state avg): 380 — range 110 to 1,000 across all metros 380 Electricity (¢/kWh) 12.3 46.6 Electricity (¢/kWh): 15.4 — range 12.3 to 46.6 across all metros 15.4 Avg summer high (°F) 65° 104° Avg summer high (°F): 91° — range 65° to 104° across all metros 91° Avg winter low (°F) -2° 72° Avg winter low (°F): 52° — range -2° to 72° across all metros 52°

Map of Naples

Grocery stores, parks, golf courses and more — real listings. Toggle categories in the legend.

Map data © OpenStreetMap contributors · business listings via Google Maps

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)106.5metro-area#176 of 200
Grocery index (US=100)96.3metro-area#76 of 200
Big Mac price (est.)$6.06metro-area#176 of 200
Median household income$82,011metro-area#51 of 200
Median wage (all occupations)$39,572metro-area#101 of 200

Who lives here

MetricValueScopeUS rank
Median age53.1 yearsmetro-area#198 of 200
Bachelor's degree or higher (25+)39.5%metro-area#43 of 200
Foreign-born residents24.2%metro-area#12 of 200
Homes that are owner-occupied76.0%metro-area#6 of 200

Economy

MetricValueScopeUS rank
Unemployment rate4.28%metro-area#38 of 200
Population growth (5-yr)+6.6%metro-area#60 of 200

Housing — what your money buys

MetricValueScopeUS rank
Median home price$556,339metro-area#175 of 200
Home price ÷ income (affordability)6.8×metro-area#179 of 200
1-yr home appreciation-5.0%metro-area#197 of 200
Price per square foot$301metro-area#173 of 200
Typical home size (implied)1,850 sqft
Median rent (monthly)$2,739metro-area#187 of 200
Homes for sale (inventory)7,622
Median days on market74metro-area#198 of 200

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.1%state#38 of 200
Combined sales tax7.02%state#69 of 200
State income tax (top rate)None
Capital gains taxNonestate#1 of 200
High earnersNo special surtax
Social Security in retirementNot taxed — has no state income tax, so Social Security is untaxed along with everything else
Effective property tax rate0.69%metro-area#52 of 200
Median property tax paid$3,064metro-area#124 of 200

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth84.0 yearsmetro-area#1 of 200
Healthcare (annual, single adult)$7,500state#163 of 200
Uninsured (share of residents)18.6%metro-area#189 of 200
Primary care providers per 100k82metro-area#71 of 200
Childcare (annual, infant, center)$10,000state#58 of 200

Vehicles & commute

MetricValueScopeUS rank
Annual registration$225state#153 of 200
Vehicle property tax (annual)Nonestate#1 of 200
Emissions testingNot required
Emissions detailNo vehicle emissions testing
DMV & license offices8
Avg commute to work26 minmetro-area#131 of 200
Commute by driving alone71.7%metro-area#56 of 200
Solo drivers commuting 30+ min34.6%metro-area#130 of 200

Utilities & fuel

MetricValueScopeUS rank
Electricity15.4¢/kWhstate#45 of 200
Avg monthly electric bill$138state#41 of 200
Gasoline$3.35/galstate#111 of 200
Natural gas (avg monthly bill)$38state#3 of 200
Water & sewer (avg monthly bill)$88state#65 of 200
Home internet (avg monthly bill)$76state#20 of 200

Insurance

MetricValueScopeUS rank
Home insurance (annual)$4,200state#183 of 200
Auto insurance (annual)$2,900state#181 of 200

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)98.9 — Relatively Highmetro-area#181 of 200
Flood insurance (annual, NFIP)$1,400state#185 of 200
Earthquake insurance (annual)$100state#1 of 200

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)42metro-area#57 of 200
Cooling degree-days (AC load)3,600metro-area#180 of 200
Homes with air conditioning (state)96%state#4 of 200
Heating degree-days (heat load)500metro-area#4 of 200
Days per year ≥ 90°F91metro-area#175 of 200
Days per year ≥ 100°F0metro-area#5 of 200
Avg summer high (state)91°Fmetro-area#136 of 200
Avg winter low52°Fmetro-area#4 of 200
Annual precipitation51.5"metro-area#171 of 200
Annual snowfall0.0"metro-area#1 of 200
Sunshine (% of possible)70%metro-area#26 of 200
Plant hardiness zone10a
Frost window01-15 → 01-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)380state#75 of 200
Property crime (per 100k, state avg)1,950state#67 of 200

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores18metro-area#180 of 200
Parks25
Hiking areas3
Golf courses58
Shooting ranges8
Lakes15

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)3state#87 of 200
Permit detailModerate

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

Salaries by occupation in Naples

Local median pay, BLS OEWS. All occupations →

OccupationMedian pay
Dentists $214,330
Financial Managers $148,640
Pharmacists $136,320
Human Resources Managers $132,040
Software Developers $125,640
Physician Assistants $122,840
Marketing Managers $119,190
Lawyers $115,890
Construction Managers $105,420
Physical Therapists $104,590
Data Scientists $99,100
Dental Hygienists $98,440
General & Operations Managers $98,030
Civil Engineers $82,600
Elementary School Teachers $82,560
Registered Nurses $81,850
Mechanical Engineers $78,630
Accountants & Auditors $77,500
Police & Sheriff's Patrol Officers $62,790
Graphic Designers $56,940
Electricians $51,400
Plumbers, Pipefitters & Steamfitters $50,790
Welders, Cutters & Solderers $50,760
Carpenters $49,040
Heavy & Tractor-Trailer Truck Drivers $47,650
Medical Assistants $41,790

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