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Lake Station, IN

Rows tagged local are specific to Lake Station (Census ACS); state rows are state averages; metro-area rows are inherited from Chicago, IL. Home value is ACS owner-reported (not a Zillow sale price).

School score: 6/10 (district Lake Station Community Schools · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)102.5metro-area#159 of 200 metros
Grocery index (US=100)104.3metro-area#169 of 200 metros
Big Mac price (est.)$5.83metro-area#155 of 200 metros
Median household income$53,588local#2872 of 3,220 cities
Median wage (all occupations)$32,017local#2903 of 3,220 cities

Economy

MetricValueScopeUS rank
Unemployment rate18.24%local#3214 of 3,220 cities
Population growth (5-yr)+9.8%local#703 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price$103,200local#68 of 3,220 cities
Home price ÷ income (affordability)1.9×local#18 of 3,220 cities
1-yr home appreciation+4.4%metro-area#27 of 200 metros
Price per square foot$54local#56 of 3,220 cities
Typical home size (implied)1,901 sqft
Median rent (monthly)$1,109local#691 of 3,220 cities
Homes for sale (inventory)21,664
Median days on market8metro-area#29 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)9.3%state#164 of 200 metros
Combined sales tax7.00%state#169 of 200 metros
State income tax (top rate)3.00%
Capital gains tax3.05%state#112 of 200 metros
High earnersNo special surtax
Effective property tax rate1.27%local#2129 of 3,220 cities
Median property tax paid$1,313local#228 of 3,220 cities

Healthcare & childcare

MetricValueScopeUS rank
Healthcare (annual, single adult)$6,600state#93 of 200 metros
Childcare (annual, infant, center)$12,000state#138 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration$200state#125 of 200 metros
Vehicle property tax (annual)1.20% of value (~$336/yr)state#1 of 200 metros
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices29
Avg commute to work27 minlocal#1487 of 3,220 cities

Utilities & fuel

MetricValueScopeUS rank
Electricity17.9¢/kWhstate#138 of 200 metros
Avg monthly electric bill$161state#138 of 200 metros
Gasoline$3.30/galstate#159 of 200 metros
Natural gas (avg monthly bill)$72state#167 of 200 metros
Water & sewer (avg monthly bill)$102state#7 of 200 metros
Home internet (avg monthly bill)$81state#67 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,600state#106 of 200 metros
Auto insurance (annual)$1,400state#51 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)$600state#61 of 200 metros
Earthquake insurance (annual)$100state#143 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)56metro-area#181 of 200 metros
Cooling degree-days (AC load)900metro-area#66 of 200 metros
Heating degree-days (heat load)6,200metro-area#178 of 200 metros
Avg summer high85°Fmetro-area#59 of 200 metros
Avg winter low15°Fmetro-area#182 of 200 metros
Annual precipitation40.9"metro-area#86 of 200 metros
Annual snowfall38.8"metro-area#151 of 200 metros
Sunshine (% of possible)54%metro-area#161 of 200 metros
Plant hardiness zone6a
Frost window04-30 → 10-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)360state#111 of 200 metros
Property crime (per 100k, state avg)2,000state#47 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores114metro-area#84 of 200 metros
Parks237
Hiking areas58
Golf courses49
Shooting ranges40
Lakes36

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)2state#147 of 200 metros
Permit detailGenerally easy

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.