Rows tagged local are specific to New Albany (Census ACS); state rows are state averages; metro-area rows are inherited from Louisville/Jefferson County, KY. Home value is ACS owner-reported (not a Zillow sale price).
School score: 7/10 (district New Albany-floyd Co Con Sch · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
93.2
metro-area
#75 of 200 metros
Grocery index (US=100)
94.3
metro-area
#46 of 200 metros
Big Mac price (est.)
$5.30
metro-area
#74 of 200 metros
Median household income
$53,982
local
#2853 of 3,220 cities
Median wage (all occupations)
$36,855
local
#2430 of 3,220 cities
Economy
Metric
Value
Scope
US rank
Unemployment rate
4.85%
local
#1618 of 3,220 cities
Population growth (5-yr)
+2.9%
local
#1707 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$160,600
local
#320 of 3,220 cities
Home price ÷ income (affordability)
3.0×
local
#730 of 3,220 cities
1-yr home appreciation
+3.0%
metro-area
#47 of 200 metros
Price per square foot
$85
local
#301 of 3,220 cities
Typical home size (implied)
1,901 sqft
Median rent (monthly)
$927
local
#252 of 3,220 cities
Homes for sale (inventory)
3,000
Median days on market
35
metro-area
#169 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
9.3%
state
#68 of 200 metros
Combined sales tax
7.00%
state
#16 of 200 metros
State income tax (top rate)
3.00%
Capital gains tax
3.05%
state
#76 of 200 metros
High earners
No special surtax
Effective property tax rate
0.78%
local
#1011 of 3,220 cities
Median property tax paid
$1,252
local
#197 of 3,220 cities
Healthcare & childcare
Metric
Value
Scope
US rank
Healthcare (annual, single adult)
$6,600
state
#17 of 200 metros
Childcare (annual, infant, center)
$12,000
state
#25 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$200
state
#101 of 200 metros
Vehicle property tax (annual)
1.20% of value (~$336/yr)
state
#159 of 200 metros
Emissions testing
Required
Emissions detail
Required in major metro counties
DMV & license offices
4
Avg commute to work
21 min
local
#338 of 3,220 cities
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
17.9¢/kWh
state
#38 of 200 metros
Avg monthly electric bill
$161
state
#38 of 200 metros
Gasoline
$3.30/gal
state
#50 of 200 metros
Natural gas (avg monthly bill)
$72
state
#98 of 200 metros
Water & sewer (avg monthly bill)
$102
state
#48 of 200 metros
Home internet (avg monthly bill)
$81
state
#77 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$1,600
state
#129 of 200 metros
Auto insurance (annual)
$1,400
state
#152 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)
$600
state
#61 of 200 metros
Earthquake insurance (annual)
$100
state
#141 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
51
metro-area
#138 of 200 metros
Cooling degree-days (AC load)
1,300
metro-area
#107 of 200 metros
Heating degree-days (heat load)
4,400
metro-area
#108 of 200 metros
Avg summer high
88°F
metro-area
#98 of 200 metros
Avg winter low
26°F
metro-area
#119 of 200 metros
Annual precipitation
48.3"
metro-area
#148 of 200 metros
Annual snowfall
13.4"
metro-area
#115 of 200 metros
Sunshine (% of possible)
56%
metro-area
#132 of 200 metros
Plant hardiness zone
6b
Frost window
04-20 → 10-20
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
360
state
#15 of 200 metros
Property crime (per 100k, state avg)
2,000
state
#47 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
120
metro-area
#5 of 200 metros
Parks
60
Hiking areas
15
Golf courses
15
Shooting ranges
4
Lakes
4
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.