Rows tagged local are specific to Erlanger (Census ACS); state rows are state averages; metro-area rows are inherited from Cincinnati, OH. Home value is ACS owner-reported (not a Zillow sale price).
School score: 5/10 (district Erlanger-elsmere Independent · NCES EDFacts)
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
94.2
metro-area
#85 of 200 metros
Grocery index (US=100)
94.4
metro-area
#48 of 200 metros
Big Mac price (est.)
$5.36
metro-area
#84 of 200 metros
Median household income
$74,147
local
#2038 of 3,220 cities
Median wage (all occupations)
$42,463
local
#1883 of 3,220 cities
Economy
Metric
Value
Scope
US rank
Unemployment rate
4.47%
local
#1387 of 3,220 cities
Population growth (5-yr)
+4.8%
local
#1299 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$173,800
local
#417 of 3,220 cities
Home price ÷ income (affordability)
2.3×
local
#124 of 3,220 cities
1-yr home appreciation
+2.5%
metro-area
#72 of 200 metros
Price per square foot
$92
local
#370 of 3,220 cities
Typical home size (implied)
1,899 sqft
Median rent (monthly)
$959
local
#321 of 3,220 cities
Homes for sale (inventory)
5,929
Median days on market
6
metro-area
#5 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
9.6%
state
#97 of 200 metros
Combined sales tax
6.00%
state
#91 of 200 metros
State income tax (top rate)
4.00%
Capital gains tax
4.00%
state
#62 of 200 metros
High earners
No special surtax
Effective property tax rate
1.10%
local
#1892 of 3,220 cities
Median property tax paid
$1,907
local
#604 of 3,220 cities
Healthcare & childcare
Metric
Value
Scope
US rank
Healthcare (annual, single adult)
$6,300
state
#32 of 200 metros
Childcare (annual, infant, center)
$9,000
state
#58 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$120
state
#83 of 200 metros
Vehicle property tax (annual)
1.44% of value (~$403/yr)
state
#1 of 200 metros
Emissions testing
Not required
Emissions detail
No vehicle emissions testing
DMV & license offices
24
Avg commute to work
22 min
local
#459 of 3,220 cities
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
15.0¢/kWh
state
#130 of 200 metros
Avg monthly electric bill
$135
state
#130 of 200 metros
Gasoline
$3.10/gal
state
#83 of 200 metros
Natural gas (avg monthly bill)
$70
state
#139 of 200 metros
Water & sewer (avg monthly bill)
$81
state
#101 of 200 metros
Home internet (avg monthly bill)
$78
state
#20 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$2,200
state
#22 of 200 metros
Auto insurance (annual)
$2,200
state
#9 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: tornadoes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)
$700
state
#16 of 200 metros
Earthquake insurance (annual)
$250
state
#1 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
54
metro-area
#168 of 200 metros
Cooling degree-days (AC load)
800
metro-area
#49 of 200 metros
Heating degree-days (heat load)
5,700
metro-area
#141 of 200 metros
Avg summer high
85°F
metro-area
#59 of 200 metros
Avg winter low
20°F
metro-area
#147 of 200 metros
Annual precipitation
45.3"
metro-area
#128 of 200 metros
Annual snowfall
23.3"
metro-area
#134 of 200 metros
Sunshine (% of possible)
50%
metro-area
#175 of 200 metros
Plant hardiness zone
6a
Frost window
04-30 → 10-15
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
260
state
#28 of 200 metros
Property crime (per 100k, state avg)
1,700
state
#52 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
63
metro-area
#102 of 200 metros
Parks
50
Hiking areas
23
Golf courses
34
Shooting ranges
4
Lakes
13
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
2
state
#1 of 200 metros
Permit detail
Generally easy
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.