Rows tagged local are specific to Elkton (Census ACS); state rows are state averages; metro-area rows are inherited from Philadelphia, PA. Home value is ACS owner-reported (not a Zillow sale price).
Cost of living
Metric
Value
Scope
US rank
Cost-of-living index (US=100)
102.4
metro-area
#154 of 200 metros
Grocery index (US=100)
98.2
metro-area
#136 of 200 metros
Big Mac price (est.)
$5.82
metro-area
#154 of 200 metros
Median household income
$58,593
local
#2671 of 3,220 cities
Median wage (all occupations)
$41,255
local
#2014 of 3,220 cities
Economy
Metric
Value
Scope
US rank
Unemployment rate
4.93%
local
#1667 of 3,220 cities
Population growth (5-yr)
+1.1%
local
#2125 of 3,220 cities
Housing — what your money buys
Metric
Value
Scope
US rank
Median home price
$232,800
local
#859 of 3,220 cities
Home price ÷ income (affordability)
4.0×
local
#1713 of 3,220 cities
1-yr home appreciation
+2.5%
metro-area
#72 of 200 metros
Price per square foot
$123
local
#821 of 3,220 cities
Typical home size (implied)
1,900 sqft
Median rent (monthly)
$1,287
local
#1197 of 3,220 cities
Homes for sale (inventory)
15,288
Median days on market
9
metro-area
#43 of 200 metros
Taxes
Metric
Value
Scope
US rank
Total tax burden (est. % of income)
11.3%
state
#115 of 200 metros
Combined sales tax
6.00%
state
#32 of 200 metros
State income tax (top rate)
5.75%
Capital gains tax
5.75%
state
#53 of 200 metros
High earners
No special surtax
Effective property tax rate
1.29%
local
#2150 of 3,220 cities
Median property tax paid
$3,004
local
#1256 of 3,220 cities
Healthcare & childcare
Metric
Value
Scope
US rank
Healthcare (annual, single adult)
$7,200
state
#129 of 200 metros
Childcare (annual, infant, center)
$16,000
state
#110 of 200 metros
Vehicles & commute
Metric
Value
Scope
US rank
Annual registration
$135
state
#29 of 200 metros
Vehicle property tax (annual)
None
state
#1 of 200 metros
Emissions testing
Required
Emissions detail
Required in major metro counties
DMV & license offices
21
Avg commute to work
25 min
local
#1033 of 3,220 cities
Utilities & fuel
Metric
Value
Scope
US rank
Electricity
22.1¢/kWh
state
#147 of 200 metros
Avg monthly electric bill
$199
state
#141 of 200 metros
Gasoline
$3.30/gal
state
#150 of 200 metros
Natural gas (avg monthly bill)
$88
state
#167 of 200 metros
Water & sewer (avg monthly bill)
$106
state
#14 of 200 metros
Home internet (avg monthly bill)
$82
state
#77 of 200 metros
Insurance
Metric
Value
Scope
US rank
Home insurance (annual)
$1,400
state
#8 of 200 metros
Auto insurance (annual)
$1,900
state
#51 of 200 metros
Disaster risk & supplemental insurance
Metric
Value
Scope
US rank
Main natural hazards
Notable hazards: hurricanes — separate flood/quake/windstorm policies may be needed.
Flood insurance (annual, NFIP)
$750
state
#41 of 200 metros
Earthquake insurance (annual)
$100
state
#1 of 200 metros
Climate & air quality
Metric
Value
Scope
US rank
Air quality (median AQI, lower=cleaner)
53
metro-area
#157 of 200 metros
Cooling degree-days (AC load)
800
metro-area
#49 of 200 metros
Heating degree-days (heat load)
5,700
metro-area
#141 of 200 metros
Avg summer high
85°F
metro-area
#59 of 200 metros
Avg winter low
22°F
metro-area
#130 of 200 metros
Annual precipitation
44.1"
metro-area
#116 of 200 metros
Annual snowfall
23.1"
metro-area
#127 of 200 metros
Sunshine (% of possible)
56%
metro-area
#132 of 200 metros
Plant hardiness zone
6b
Frost window
04-20 → 10-20
Safety
Metric
Value
Scope
US rank
Violent crime (per 100k, state avg)
450
state
#91 of 200 metros
Property crime (per 100k, state avg)
2,000
state
#11 of 200 metros
Local amenities & recreation
Metric
Value
Scope
US rank
Grocery stores
81
metro-area
#95 of 200 metros
Parks
77
Hiking areas
38
Golf courses
24
Shooting ranges
14
Lakes
12
Permits
Metric
Value
Scope
US rank
Building permit difficulty (1–5)
4
state
#87 of 200 metros
Permit detail
Difficult; zoning + review
US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.