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Irondequoit, NY

Rows tagged local are specific to Irondequoit (Census ACS); state rows are state averages; metro-area rows are inherited from Rochester, NY. Home value is ACS owner-reported (not a Zillow sale price).

School score: 5/10 (district East Irondequoit Central School District · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100) 98.4 metro-area #133 of 200 metros
Grocery index (US=100) 97.4 metro-area #125 of 200 metros
Big Mac price (est.) $5.60 metro-area #130 of 200 metros
Median household income $74,031 local #2042 of 3,220 cities
Median wage (all occupations) $49,460 local #1235 of 3,220 cities

Who lives here

MetricValueScopeUS rank
Median age 40.6 years metro-area #158 of 200 metros
Bachelor's degree or higher (25+) 37.8% metro-area #57 of 200 metros
Foreign-born residents 6.6% metro-area #133 of 200 metros
Homes that are owner-occupied 67.2% metro-area #89 of 200 metros

Economy

MetricValueScopeUS rank
Unemployment rate 5.11% local #1791 of 3,220 cities
Population growth (5-yr) -0.2% local #2391 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price $155,200 local #279 of 3,220 cities
Home price ÷ income (affordability) 2.1× local #44 of 3,220 cities
1-yr home appreciation +4.7% metro-area #24 of 200 metros
Price per square foot $97 local #445 of 3,220 cities
Typical home size (implied) 1,600 sqft
Median rent (monthly) $1,057 local #562 of 3,220 cities
Homes for sale (inventory) 1,543
Median days on market 8 metro-area #29 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income) 15.9% state #193 of 200 metros
Combined sales tax 8.52% state #141 of 200 metros
State income tax (top rate) 10.90%
Capital gains tax 10.90% state #171 of 200 metros
High earners Top rates up to 10.9% on multimillion-dollar incomes
Social Security in retirement Not taxed — does not tax Social Security benefits
Effective property tax rate 3.44% local #3205 of 3,220 cities
Median property tax paid $5,344 local #2280 of 3,220 cities

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth 78.3 years metro-area #56 of 200 metros
Healthcare (annual, single adult) $7,800 state #182 of 200 metros
Uninsured (share of residents) 4.3% metro-area #8 of 200 metros
Primary care providers per 100k 90 metro-area #35 of 200 metros
Childcare (annual, infant, center) $17,000 state #170 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration $70 state #38 of 200 metros
Vehicle property tax (annual) None state #1 of 200 metros
Emissions testing Required
Emissions detail Required in major metro counties
DMV & license offices 10
Avg commute to work 20 min local #246 of 3,220 cities
Commute by driving alone 74.0% metro-area #82 of 200 metros
Solo drivers commuting 30+ min 23.0% metro-area #30 of 200 metros

Utilities & fuel

MetricValueScopeUS rank
Electricity 29.4¢/kWh state #166 of 200 metros
Avg monthly electric bill $265 state #166 of 200 metros
Gasoline $3.45/gal state #142 of 200 metros
Natural gas (avg monthly bill) $98 state #186 of 200 metros
Water & sewer (avg monthly bill) $87 state #57 of 200 metros
Home internet (avg monthly bill) $76 state #20 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual) $1,600 state #80 of 200 metros
Auto insurance (annual) $2,100 state #126 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazards Notable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk) 82.3 — Relatively Moderate metro-area #40 of 200 metros
Flood insurance (annual, NFIP) $800 state #120 of 200 metros
Earthquake insurance (annual) $100 state #1 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner) 39 metro-area #31 of 200 metros
Cooling degree-days (AC load) 700 metro-area #25 of 200 metros
Homes with air conditioning (state) 88% state #143 of 200 metros
Heating degree-days (heat load) 6,000 metro-area #168 of 200 metros
Days per year ≥ 90°F 5 metro-area #19 of 200 metros
Days per year ≥ 100°F 0 metro-area #5 of 200 metros
Avg summer high (state) 83°F metro-area #21 of 200 metros
Avg winter low 16°F metro-area #168 of 200 metros
Annual precipitation 35.1" metro-area #65 of 200 metros
Annual snowfall 102.0" metro-area #200 of 200 metros
Sunshine (% of possible) 51% metro-area #174 of 200 metros
Plant hardiness zone 6a
Frost window 04-30 → 10-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg) 350 state #51 of 200 metros
Property crime (per 100k, state avg) 1,450 state #24 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores 48 metro-area #111 of 200 metros
Parks 49
Hiking areas 4
Golf courses 12
Shooting ranges 22
Lakes 4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5) 5 state #165 of 200 metros
Permit detail Very difficult; NYC DOB long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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