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North Gates, NY

Rows tagged local are specific to North Gates (Census ACS); state rows are state averages; metro-area rows are inherited from Rochester, NY. Home value is ACS owner-reported (not a Zillow sale price).

School score: 6/10 (district Gates Chili Central School District · NCES EDFacts)

Cost of living

MetricValueScopeUS rank
Cost-of-living index (US=100)98.4metro-area#133 of 200 metros
Grocery index (US=100)97.4metro-area#125 of 200 metros
Big Mac price (est.)$5.60metro-area#130 of 200 metros
Median household income$70,482local#2204 of 3,220 cities
Median wage (all occupations)$43,281local#1831 of 3,220 cities

Who lives here

MetricValueScopeUS rank
Median age40.6 yearsmetro-area#158 of 200 metros
Bachelor's degree or higher (25+)37.8%metro-area#57 of 200 metros
Foreign-born residents6.6%metro-area#133 of 200 metros
Homes that are owner-occupied67.2%metro-area#89 of 200 metros

Economy

MetricValueScopeUS rank
Unemployment rate2.99%local#454 of 3,220 cities
Population growth (5-yr)+5.1%local#1256 of 3,220 cities

Housing — what your money buys

MetricValueScopeUS rank
Median home price$140,000local#200 of 3,220 cities
Home price ÷ income (affordability)2.0×local#26 of 3,220 cities
1-yr home appreciation+4.7%metro-area#24 of 200 metros
Price per square foot$88local#328 of 3,220 cities
Typical home size (implied)1,600 sqft
Median rent (monthly)$1,011local#453 of 3,220 cities
Homes for sale (inventory)1,543
Median days on market8metro-area#29 of 200 metros

Taxes

MetricValueScopeUS rank
Total tax burden (est. % of income)15.9%state#193 of 200 metros
Combined sales tax8.52%state#141 of 200 metros
State income tax (top rate)10.90%
Capital gains tax10.90%state#171 of 200 metros
High earnersTop rates up to 10.9% on multimillion-dollar incomes
Social Security in retirementNot taxed — does not tax Social Security benefits
Effective property tax rate3.31%local#3197 of 3,220 cities
Median property tax paid$4,627local#2063 of 3,220 cities

Health & childcare

MetricValueScopeUS rank
Life expectancy at birth78.3 yearsmetro-area#56 of 200 metros
Healthcare (annual, single adult)$7,800state#182 of 200 metros
Uninsured (share of residents)4.3%metro-area#8 of 200 metros
Primary care providers per 100k90metro-area#35 of 200 metros
Childcare (annual, infant, center)$17,000state#170 of 200 metros

Vehicles & commute

MetricValueScopeUS rank
Annual registration$70state#38 of 200 metros
Vehicle property tax (annual)Nonestate#1 of 200 metros
Emissions testingRequired
Emissions detailRequired in major metro counties
DMV & license offices10
Avg commute to work18 minlocal#56 of 3,220 cities
Commute by driving alone74.0%metro-area#82 of 200 metros
Solo drivers commuting 30+ min23.0%metro-area#30 of 200 metros

Utilities & fuel

MetricValueScopeUS rank
Electricity29.4¢/kWhstate#166 of 200 metros
Avg monthly electric bill$265state#166 of 200 metros
Gasoline$3.45/galstate#142 of 200 metros
Natural gas (avg monthly bill)$98state#186 of 200 metros
Water & sewer (avg monthly bill)$87state#57 of 200 metros
Home internet (avg monthly bill)$76state#20 of 200 metros

Insurance

MetricValueScopeUS rank
Home insurance (annual)$1,600state#80 of 200 metros
Auto insurance (annual)$2,100state#126 of 200 metros

Disaster risk & supplemental insurance

MetricValueScopeUS rank
Main natural hazardsNotable hazards: hurricanes, flooding — separate flood/quake/windstorm policies may be needed.
FEMA National Risk Index (0–100, higher = more risk)82.3 — Relatively Moderatemetro-area#40 of 200 metros
Flood insurance (annual, NFIP)$800state#120 of 200 metros
Earthquake insurance (annual)$100state#1 of 200 metros

Climate & air quality

MetricValueScopeUS rank
Air quality (median AQI, lower=cleaner)39metro-area#31 of 200 metros
Cooling degree-days (AC load)700metro-area#25 of 200 metros
Homes with air conditioning (state)88%state#143 of 200 metros
Heating degree-days (heat load)6,000metro-area#168 of 200 metros
Days per year ≥ 90°F5metro-area#19 of 200 metros
Days per year ≥ 100°F0metro-area#5 of 200 metros
Avg summer high (state)83°Fmetro-area#21 of 200 metros
Avg winter low16°Fmetro-area#168 of 200 metros
Annual precipitation35.1"metro-area#65 of 200 metros
Annual snowfall102.0"metro-area#200 of 200 metros
Sunshine (% of possible)51%metro-area#174 of 200 metros
Plant hardiness zone6a
Frost window04-30 → 10-15

Safety

MetricValueScopeUS rank
Violent crime (per 100k, state avg)350state#51 of 200 metros
Property crime (per 100k, state avg)1,450state#24 of 200 metros

Local amenities & recreation

MetricValueScopeUS rank
Grocery stores48metro-area#111 of 200 metros
Parks49
Hiking areas4
Golf courses12
Shooting ranges22
Lakes4

Permits

MetricValueScopeUS rank
Building permit difficulty (1–5)5state#165 of 200 metros
Permit detailVery difficult; NYC DOB long timelines

US rank = this metro's position among all 200 metros (1 = best: cheapest / safest / highest income, etc.). Childcare is a family cost, not included in the salary-equivalence total.

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